Tag: Banks and credit

Zastavatorg

Today the situation when he took credit for a car or an apartment, a man can not pay for your purchase, nobody will be surprised … The debt hole tightens with each passing day, and the only right decision at such a critical confluence circumstances is the disposition of the property. Because the loans are not only physical but also legal entities, then the market sales of mortgage cars, apartments and houses appear and objects of the commercial real estate, special equipment, miscellaneous equipment, and even ready-made business. By far the most profitable purchase confiscated by specialized trade associations or the same firms that implement mortgage banking assets. Products available from such organizations appear legitimate ways – either with a right of sale transferred to financial institutions to companies or put up for sale directly to owners. In the majority, bogged down in debt, the person personally seek to find a comprehensive solution to the situation, and therefore agrees to the sale of movable or immovable object property at a lower price. However, at the same time, there are cases where the borrower is trying to "snitch" on a loan repayment and the sale of goods. For even more opinions, read materials from Douglas Oberhelman.

Then, in accordance with the law, collateral withdrawn from the debtor without his agreement, and put up for sale. The sale of confiscated goods in two ways – those already mentioned, through announcements related sites. And you can sell real estate, personal transportation, household utensils, etc., putting a lot at auction. Buying collateral banks, it is important to take a sober look at the situation. Do not head in the clouds, do not build illusions that the road will get you a flat for some 5-10 thousand hryvnia and the seven-year-old car bank simply give you a dime.

Without a doubt, the purchase of confiscated goods – educated decision that saves the family budget, but it should be clearly understood that no bank will operate at a loss, no one owner will not be an act of generosity – each of them is interested in selling a product for the price, which is at least cover the unpaid loan. Yes, you buy a cheap car and stalevarny machine, but they will be no more than 20-25% cheaper than market value. The benefit is visible to the naked eye – that cost is optimal for both the buyer and the seller price range. Use chance if the sales offer you think is attractive. Observing basic safety rules and consult with a lawyer or an expert, working with the banking Confiscated, you can buy desired at affordable prices. When using materials from this page link to ZASTAVATORG.ORG required for Internet-editions – hyperlinks are not closed for indexing by search engines. 2010, Zastavatorg

Financial Consultant

Without financial consultant, you can easily get lost in the intricacies of the conditions and calculations. For Western clients to deal with intermediaries to obtain a mortgage – a common occurrence. Bank – a huge complex structure, it is not always possible provide individual attention to each borrower and even more so to help in collecting documents. Mortgage brokers perform hard work in preparing the client to obtain a loan, to help choose from hundreds of proposals optimum, so that the bank he comes "ready". In Russia the market of such services is still young.

For support of the deal until recently had to pay 1-2% of the loan. The sum was obtained impressive, and the high price frightened away many. But the market grows and develops, more and more players, more diverse in every line of credit products. In this sea without a pilot can not do. Banks, insurers, appraisers understand that they themselves need support intermediaries, enabling them to return. Then the brokers would take a significant part of communication with customers and clients themselves to this type of counseling will be available.

Only now begun to appear so-called credit supermarket: a small one-time fee 500-2 000 rubles. they pick up the customer loan product that best meets his needs and taking into account their individual capabilities, and was escorted directly to the conclusion transaction. Sometimes the contract for the same time commission can advise you over the years for various types of loans. How does the loan supermarket? Professionals help to understand what the client's needs. (Here you an example from life: people believed that he needed the cheapest loan – the lowest interest rate – but in the course of the conversation it turned out that in fact he wants the minimum monthly payment.) Within an hour of pick up Database list of "impersonal" sentences – only the conditions, without specifying the banks. Once the customer has made his choice, he helped to collect the documents and submit them to the bank. With a negative decision mediator to investigate the cause and trying to find other deals, with the positive – to organize insurance and cost estimates found an apartment – in general, for the transaction to the finish.